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Four things wrong with traditional credit

Over the last few years, a growing amount of attention in the lending industry has been paid to just how many people are shut out of it. While using past credit performance to evaluate a person's future creditworthiness has long been a

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How can low-income families save money?

Saving money is often key to getting onto a more solid financial footing, but for millions of people and families across the country, this isn't always an easy prospect. Many are just scraping by with low-paying jobs and plenty of bills

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Consumers can cut costs for cell phone plans

These days, having a cell phone isn't a luxury, it's a necessity. Nonetheless, consumers across the country still find it difficult to lock down an affordable plan that will work for their whole family. Regardless of whether they

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How millions of Americans can get a better credit score

Is your credit score a little lower than you'd like it to be? Recent research indicates that millions of people in your position could actually watch their scores go up with some small changes in the way credit reports are compiled. Though

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How can consumers improve their credit scores?

Having a good credit score can be incredibly important to a healthy financial life, but the ways in which people can achieve that goal are often elusive. For that reason, taking the time to familiarize oneself with having a strong score could

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