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Why college students don't need a credit card

College students aware of the financial pitfalls that await those with bad credit scores may feel the need to get a credit card and start swiping to start building their score. However, this isn't necessary, and could actually end

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4 easy projects that pay for themselves

A more efficient home is one that gathers dollars in your wallet year-over-year, and streamlining your house's energy efficiency is a simple thing to do. It's possible to save hundreds annually with much less than an hour's

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FICO's new scoring matrix may spruce up credit reports

FICO is tweaking its scoring model in a way that may benefit borrowers. The latest model of the score will not weigh medical debts or previously unpaid - but now paid - debts into the new the scoring matrix, The New York Times reported.

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3 ways to build your credit if you're under 30

It's possible to be 22 and have a good credit score. And it won't take any risky maneuvers or shady deals to get there, just some financial savvy and a little bit of work. The benefits of having a great credit score from the beginning

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3 ways to get your credit score for free

Credit scores are important not only for lenders to determine the risk level of a borrower, but for those who wish to evaluate their own financial habits. Anyone who wishes to improve their financial responsibility will do well by gleaning

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3 apps that will make travel cheaper

The time is coming to fit one last vacation in before summer is over. However, its possible that the season has already been a drain on your wallet, as it often seems to be. If you're planning a vacation, and want some easy ways to spend

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3 home improvements that are a waste of money

Home improvements are great, and can do a lot to both make your house more enjoyable and appealing, but that doesn't mean that every enhancement is worth spending money on. Not all additions to a house will improve its value or provide

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3 credit score questions you should be asking

The details of how credit scores work can easily become confusing. The way they are required for a loan, yet a loan is needed to build them; the differing agencies; and the myriad of things credit scores are applicable to make the subject quite

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How to build credit without a credit card

Many people, especially students, can't be blamed for wondering how they should be expected to build credit without a credit card. It can be a confusing state of affairs when you need a good credit score to get a loan or credit card, but

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How to save money on pool maintenance

Pools can be quite the expensive venture, yet they can provide the family with memories all summer long in addition to some much-needed relief from the heat. Maintaining that pool so that it remains consistently usable may seem as though it's

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