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Don't have a credit score? You might not need one

Today, credit scores are necessary. Most of the institutions that offer student loans, auto loans and mortgages require traditional credit reports to figure out whether you, the borrower, can handle a loan. Several years from now, this

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Millennials: Here are 2 ways you can obtain credit

If you're between the ages of 18 or 35 and can't get a loan for the life of you, you're not alone. A study from ID analytics found creditors and lenders deny 66 percent of millennials credit services at least once every year. You're

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How does a low credit score affect my mortgage rate?

The lower your credit score, the higher your mortgage interest rate will probably be. If your credit score is below 650, it's unlikely a lender will improve your application for a loan. But what makes a good credit score? Is there

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4 easy ways to improve your credit score

If you have a not-so-great credit score, don't worry: You won't be stuck with it forever.Still, improving your credit rating is going to take some time. As long as you're consistent and avoid some common mistakes, your score

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