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Checking credit scores lead to positive credit behavior

To maintain a respectable credit score, consumers must first recognize any negative tendencies, such as consistently late payments, which may impede their ability to improve their numbers. An earlier survey found more than 50% of Americans hadn’t checked their score in 2011.

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Credit card debt is decreasing

Despite high struggles in the last two years, interestingly enough, the COVID-19 pandemic has resulted in the overall level of credit card debt plunging.

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Consumer credit reports may contain flaws

Errors on credit reports that go uncorrected can negatively impact consumers in many ways. For instance, consumer credit reports are essential to securing a loan for major purchases, such as a home or a car.

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