Build Credit With Every Bill You Pay - PRBC - Payment Reporting Builds Credit
Qualify New Borrowers with PRBC Reportssm
Approximately 100 million Americans have little or no credit history on file with the "big three" credit bureaus.
While millions of these individuals earn steady incomes, and meet regular payment obligations, there has been no easy way for mainstream lenders to evaluate them as potential borrowers.
PRBC (Payment Reporting Builds Credit) is a national credit bureau that captures consumers' history of paying rent, utility, and other recurring bills that aren't reported to traditional bureaus. We enable our business partners to help their consumer and small business customers to build a credit file automatically as they pay their bills, or by verifying self-reported payments they have made in the past. Our service bridges the gap between consumers seeking credit and lenders seeking to qualify them.
Responsible consumers benefit by providing lenders a complete snapshot of their payment history, and differentiating themselves as good credit risks. Lenders and brokers benefit by using PRBC Reportssm to close more loans, reduce risk, and build loyalty in growing, underserved markets.
Make Better Decisions Using PRBC Reports
PRBC (Payment Reporting Builds Credit) is a national credit bureau that captures consumers' history of paying rent, utility, and other recurring bills that aren't reported to traditional bureaus. We enable our business partners to help their consumer and small business customers to build a credit file automatically as they pay their bills, or by verifying self-reported payments they have made in the past. Our service bridges the gap between consumers seeking credit and lenders seeking to qualify them.
Responsible consumers benefit by providing lenders a complete snapshot of their payment history, and differentiating themselves as good credit risks. Lenders and brokers benefit by using PRBC Reportssm to close more loans, reduce risk, and build loyalty in growing, underserved markets.
