About PRBC®
Pay Rent, Build Credit, Inc. (PRBC) is an FCRA compliant credit repository that enables consumers and small business owners to build a credit file and score, based on their history of making rent and other recurring bill payments, that can be used to demonstrate creditworthiness when applying for housing, credit, insurance, and employment.
The PRBC service is:
- A Powerful Tool: PRBC empowers consumers to establish and build a credit file and score, using rent and other recurring bill payments.
- A Patented Innovation: PRBC has been qualified as a "Community Development Service" for Financial Institutions, by the Federal Reserve Board, Office of the Comptroller of the Currency, Office of Thrift Supervision, Federal Deposit Insurance Corporation, and by the State of New York Banking Department
- A Secure Data Network: PRBC provides a socially responsible Data Network that can deliver data electronically into the leading automated underwriting solutions.
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