PRBC provides both individuals and lenders with a new choice for managing credit.
Individuals can qualify for better offers and rates by choosing to use PRBC to show lenders that they've paid their bills on time. Lenders can choose to qualify responsible borrowers for mortgages, loans, and better rates by relying on verified payment data found in PRBC Reportssm.

Your on-time payments can help you qualify
for a mortgage, auto loan, & better interest rates.

Close more loans, manage risk, and build
customer loyalty in growing markets.