Verification Process

Consumers who wish to order a verification of their bill payment history will need to take the following steps:

1. Build a Bill Payment History

After enrolling in PRBC and accessing your Bill Payment History you should add a minimum of four (4) payment accounts (i.e. rent, electric, phone, cable, etc.) with a minimum of twelve (12) months of payments to qualify for most lending programs.

Note: Complete billing and payment information is required in order to have the verification completed.
 
2. Gather Required Documentation to Complete Your Verification

Depending on the type of account(s) you want to have verified, some additional documentation will be required to complete your Verification.

For ALL types of accounts, please fax or mail the following:

  1. A signed and dated Consumer Authorization Form (pdf)
  2. If you have an ITIN, a completed Form 4506T (pdf)
  3. Two (2) of the following forms of identification:
    • Driver's License
    • Social Security Card
    • Passport
    • Work Visa
    • Federal, State, Local, or Military ID

    One must be a photo ID, the other must show your Tax ID (SSN, ITIN, etc.)
  4. A copy of your most recent invoice, bill, or statement for each account being verified


For Rental accounts, please also fax or mail the following information:

  1. A signed lease, with both the renter and landlord names


3. Order a verification:

Follow the instructions on the 'Consumer Information' page of your Consumer Bill Payment History.
 
4. Send Documentation

Fax copies of the required documentation according to the information provided during the verification ordering process.
 
5. PRBC will contact you

You will be notified by PRBC when the verification is complete, or if additional documentation is required.

Additional Resources...


Consumer Authorization Form Form 4506T