Financial Education Resources

Education, Inclusion, and Achievement Matter
PRBC is the first credit bureau to put consumer and small business owner education first. 

PRBC is also the first credit bureau to enable PRBC Data Network users to gain equal access to prime mortgages, auto loans, other financial products, money saving, and asset building services. 

Just as on-time mortgage payments are automatically counted in favor of consumers when applying for credit, the PRBC Data Network makes it possible for lenders to count on-time rental, utility, and other bill payments too. 

PRBC leaves no consumer or business owner behind. What you do know financially can help you achieve your goals. To learn more, visit these highly reputable and trusted resources:

FDIC Money Smart curriculum helps individuals build financial knowledge, develop financial confidence, and use banking services effectively.
Fannie Mae Foundation Knowing and Understanding Your Credit is a guide to learning about what credit is and why having good credit is so important. The guide also provides useful information about credit reports and credit scoring, and advice on how to improve your credit.
Freddie Mac's Credit Smart® curriculum is a multilingual financial education curriculum and consumer outreach initiative. It is designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to successful long-term homeownership. CreditSmart increases consumers' financial understanding by teaching them life-long money management skills and showing them how to avoid costly mistakes. CreditSmart is available in English, Spanish, Chinese, Korean, and Vietnamese.
Operation HOPE Banking on Our Future Across America, the vision of Operation HOPE founder John Bryant, will teach more than 18,000 youth in twelve major cities, with the help of 1,000 banker-teachers, the basics of a checking account, a savings account and the importance of credit and investment in their young lives.
The NeighborWorks Financial Fitness program is designed to educate you about the pitfalls of non-traditional banking outlets and how to avoid them. It can also help you learn the financial management and planning skills you need to make the most of your income, savings and assets.
The National Urban League is the nation's oldest and largest community- based movement devoted to empowering African Americans to enter the economic and social mainstream, to secure economic self-reliance, parity, power and civil rights.
Coalition for Consumer Bankruptcy Debtor Education's Making Sense of Cents course is designed to help consumer debtors who have sought bankruptcy relief to improve their financial literacy skills; topics covered include credit reporting, credit scoring, common consumer scams and credit math. This three hour course is offered in New York City.
National Council of La Raza Economic Mobility is a program designed to help Hispanic families move up the economic ladder and climb out of poverty. The goal of the program is to aid Latinos in enhancing their national impact on economic and employment policy issues such as savings, asset-building, tax, and workforce policies that invest in building the skills of today's workforce.
The National Community Reinvestment Coalition Financial Literacy Campaign was designed to help bring low-to-moderate income communities, individuals, small business and minorities into the financial mainstream by helping them develop an understanding of banking practices, savings, and the importance of good credit.